Bodily injury liability insurance

• Bodily injury liability insurance:-
  Bodily injury liability insurance is always combined with property damage liability coverage to make up the liability insurance portion of a commercial auto insurance policy.If you cause an accident that injures other people, your bodily injury liability insurance will pay the amount you are legally obligated to pay for those injuries and related costs, which can include:

1. Hospital and medical bills.
2. Rehabilitation.
3. Long-term nursing care.
4. Funeral expenses.
5. Lost earnings.
6. Pain and suffering.
7. Other damages.
   
   As part of your liability insurance, bodily injury coverage not only protects you from paying for these expenses out of pocket, but also pays for your legal defense if you are sued as a result of your involvement in an accident.

• Who needs bodily injury liability insurance?
  Everyone who drives a vehicle needs bodily injury liability insurance to protect them if their vehicles cause an injury or death to another person. In most situations, bodily injury liability insurance is required by law.Truckers who operate under their own authority need bodily injury liability insurance to obtain certain filings.

• Limits for bodily injury liability insurance:-
  With bodily injury liability insurance, you must select limits, which determine the maximum amount your insurance company will pay if you must use this insurance coverage. Limits are described either as split limits or as a combined single limit (CSL).Split limits are two numbers that describe the maximum payment per person and the maximum payment for all injuries in an accident.

• Bodily injury liability insurance restrictions:-
  
  Multiple vehicles.
  If one vehicle on the policy has liability insurance, all of the vehicles must have it.
  The selected bodily injury liability insurance limits must be the same for all vehicles on a policy.